Dear consumers and families everywhere, I urge you to read this entire letter and revealing report. As an ex-agent and former insurance insider I know a lot about long term health care insurance

All across America the push is on for to convince people to buy long term health care insurance. Insurance companies are making a killing selling these policies but should you trust those glossy brochures with the happy smiling people on the cover? In a word – No.

Long term health care insurance – if it makes sense – will be the best decision you ever make or the biggest financial disaster of your lifetime. Before you even consider the idea of long term health care insurance you need to know what I know as an ex-agent and former insider of long term care insurance companies. But first let’s take a look down the aging highway. Do you know …

Taken together, all of the above is a clear sign that a long term care financial tsunami is headed toward everyone.

The above also warns that Medicaid – which is medical welfare for the poor and bankrupt – will be one of the largest funding sources.

This means that more and more people will be liquidating retirement dollars and lifestyle choices because of health care costs. And if that’s not bad enough policymakers are going to be rethinking their role in all this.

Either you face the truth that the cost of long term care is a financial threat that can paralyze you and wipe you and your family off the map or you put your head in the sand and hope it will happen to the other guy.

#1. Do nothing and pray that just because 7 out of 10 couples have a long-term care need it won’t happen to you and your spouse,

#2. Roll the dice and if a long term care need comes start writing the checks … by the way these always start in the thousands of dollars,

#3. Consider long term health care insurance but be very smart about how you transfer your risk by learning the inside secrets to long term health care insurance.

If you picked #1 or #2 then you need to immediately visit the church for your prays or go to the casino for your dice! If you said #3 then keep reading…

For the first time ever you will know and understand the hidden loopholes insurance companies pay lawyers to create.

Now, please understand, insurance companies aren’t necessarily bad, they’re just smart. Once your read “Insiders Secrets” and watch the accompanying videos you’ll be as smart as them.

In October 2007 the top-ranking Republican on the Senate Finance Committee asked 11 long-term care insurance companies to explain ?troubling data? regarding how policyholders? claims are handled and paid. Unaware consumers – in a rush to quell the financial risk – jump too fast at any company or any policy that says it will be there for them. Believe me when I say that long term health care insurance is the most complicated insurance contract ever written. In fact, in some states an agent needs additional training to even talk to consumers about it. Insurance companies are in business to make money – they are not a charity organization. They make money by playing the odds and usually the odds are… Read more…

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